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🧮

Calculation Issues

Problems with EMI calculations, wrong results, or mathematical errors

Wrong EMI amount showing
Prepayment not reducing interest
Strategy comparison showing same results
Interest calculation seems incorrect
Amortization schedule missing data

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Technical Problems

Browser issues, loading problems, or interface malfunctions

Calculator not loading
Charts not displaying
Sliders not working
Page freezing or slow
Input fields not responding

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Feature Questions

How to use specific features or understanding calculator functions

How to add multiple prepayments
Date picker not working
Understanding strategy comparison
Reading amortization schedule
Switching between chart views

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Mobile Issues

Problems specific to mobile devices and touch interfaces

Touch scrolling not smooth
Charts too small on mobile
Keyboard covering input fields
Date picker hard to use
Text too small to read

🤔 Frequently Asked Questions

Why is my EMI calculation different from other calculators? ▼

Our calculator uses advanced algorithms that account for exact dates and prepayment strategies. Here's what makes it different:

Key Differences:

Real-time date calculation from your actual loan start date
Precise month-by-month interest calculation
Advanced prepayment strategy implementation
Compound interest calculations with daily precision

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This is Normal

Small differences are expected and our calculator provides more accurate results for real-world scenarios.

The prepayment strategy comparison shows identical results ▼

This can happen in specific scenarios. Here's how to fix it:

Solution Steps:

Ensure you have at least one prepayment with amount > ₹1,000
Check that prepayment date is after loan start date
Try increasing the prepayment amount to see clearer differences
Verify the loan tenure is more than the prepayment timing

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Common Cause

Very small prepayments or prepayments near the end of loan tenure may show minimal differences.

Charts are not displaying or showing blank ▼

Chart display issues can be resolved with these steps:

Quick Fixes:

Refresh the page and wait for complete loading
Check if JavaScript is enabled in your browser
Try switching between "Principal vs Interest" and "Payment Schedule" tabs
Clear browser cache and reload the page
Disable ad blockers that might block chart libraries

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Browser Compatibility

Use modern browsers: Chrome 80+, Firefox 75+, Safari 13+, or Edge 80+ for best experience.

How do I interpret the amortization schedule? ▼

The amortization schedule shows your complete loan payment breakdown:

Column Explanations:

Month: The payment month and year
Principal Paid: Amount going toward loan principal
Interest Charged: Interest amount for that month
Prepayment: Any extra payment made (shown in green)
Total Payment: EMI + any prepayment
Principal Remaining: Outstanding loan balance

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Pro Tip

Click on any year to expand and see month-by-month details. Green amounts indicate prepayments.

Calculator is slow or freezing on mobile ▼

Mobile performance can be optimized with these steps:

Performance Fixes:

Close other browser tabs and apps
Use Wi-Fi instead of mobile data for better speed
Avoid rapid changes to sliders - wait for calculations to complete
Reduce the number of prepayments if experiencing lag
Use landscape mode for better chart visibility

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Device Requirements

Works best on devices with 2GB+ RAM. Older devices may experience slower performance with complex calculations.

Date picker is not working or showing wrong dates ▼

Date picker issues can be resolved easily:

Solutions:

Ensure you're selecting future dates only (past dates are disabled)
Click directly on the date input field, not the icon
Use YYYY-MM-DD format if typing manually
For prepayments, ensure date is after loan start date
Try clicking on the calendar icon if direct input fails

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Date Logic

The calculator automatically prevents invalid dates and ensures prepayments occur after loan commencement.

🤝 Still Need Help?

Can't find the solution you're looking for? Our support team is here to help you resolve any issues quickly.

💬 Contact Support 📚 User Guide 💡 Request Feature

🔧 Troubleshooting Tips