Cookies Policy

What Are Cookies

Cookies are small text files that are stored on your device (computer, tablet, or mobile) when you visit a website. They are widely used to make websites work more efficiently and to provide information to website owners about how their site is being used.

Cookies contain information about your preferences and activities on our website, such as your language preference, login status, and pages visited. This information helps us provide you with a better, more personalized experience.

How Cookies Work

When you visit our website, we may place cookies on your device through your web browser. These cookies allow us to recognize your device on subsequent visits and remember your preferences. Cookies do not contain personally identifiable information unless you provide it to us directly.

How We Use Cookies

We use cookies for several important purposes that enhance your experience on our financial calculator website:

Essential Website Functions

• Remembering your calculator preferences and settings
• Maintaining your session while browsing our site
• Ensuring website security and preventing fraud
• Providing core functionality like calculator operations

Improving User Experience

• Remembering your preferred currency and location settings
• Storing your calculator history for reference
• Personalizing content based on your interests
• Optimizing website performance and loading times

Analytics and Performance

• Understanding how visitors use our calculators
• Identifying popular financial tools and features
• Improving calculator accuracy and functionality
• Measuring website performance and identifying issues

Types of Cookies We Use

We use different types of cookies for various purposes. Here's a detailed breakdown of each type:

Third-Party Cookies

Some cookies on our website are set by third-party services that we use to enhance functionality and analyze website performance. These services have their own privacy policies governing how they use cookies.

Third-Party Cookie Control

Please note that we do not control third-party cookies. To learn more about these cookies and how to manage them, please visit the privacy policies of the respective third-party services.

Managing Your Cookies

You have several options for managing cookies on our website. You can control cookie settings through your browser or use our cookie preference center.

Your Choices and Rights

You have several rights and choices regarding cookies and how we use them:

Consent and Control

• Withdraw Consent: You can withdraw your consent for non-essential cookies at any time
• Granular Control: Choose which types of cookies you want to allow or block
• Clear Existing Cookies: Delete cookies that are already stored on your device
• Future Cookie Blocking: Prevent new cookies from being stored

Data Subject Rights (GDPR)

• Right to Access: Request information about cookies and data we collect
• Right to Rectification: Correct any inaccurate cookie-related data
• Right to Erasure: Request deletion of cookie data under certain conditions
• Right to Object: Object to certain types of cookie processing

California Privacy Rights (CCPA)

• Right to Know: Understand what cookie data we collect and why
• Right to Delete: Request deletion of your cookie data
• Right to Opt-Out: Opt out of the sale of your personal information
• Non-Discrimination: Equal service regardless of privacy choices

Policy Updates

We may update this Cookie Policy from time to time to reflect changes in our practices, technology, or legal requirements. We will notify you of significant changes by:

• Posting the updated policy on our website
• Updating the "Last Updated" date at the top of this policy
• Displaying a notice on our website for major changes
• Sending email notifications if you've subscribed to our updates

Staying Informed

We recommend reviewing this Cookie Policy periodically to stay informed about our cookie practices. Continued use of our website after policy updates constitutes acceptance of the revised terms.

Version History

• Version 2.0 (January 2025): Updated for compliance with latest privacy regulations
• Version 1.5 (June 2024): Added third-party cookie management options
• Version 1.0 (January 2024): Initial cookie policy publication

Contact Us About Cookies

If you have any questions about our use of cookies or this Cookie Policy, please don't hesitate to contact us:

Data Protection Officer

For privacy-related inquiries, you can also contact our Data Protection Officer directly at dpo@planmymoney.in. We are committed to addressing your concerns and ensuring your privacy rights are respected.

Regulatory Authorities

If you have concerns about our cookie practices that we cannot resolve, you have the right to contact your local data protection authority or supervisory authority.